Frequently asked questions
What is a class action?
In a class action, one or more people called Representative Plaintiffs sue on behalf of all other people with similar claims. Together, the people included in the class action are called a Class or Class Members. One court resolves the issues for all Class Members, except for those who exclude themselves from the Class.
Why is there a settlement?
The Court did not decide in favor of the Plaintiffs or the Defendant. Instead, both parties agreed to a settlement. This way, they avoid the cost and burden of a trial and the people affected can get benefits.
What does the settlement provide?
When would I get my settlement?
We estimate that the cash redeemable vouchers will be mailed to claimants on November 20, 2018. However, this may be delayed if there are problems with the calculation of entitlements or appeals are filed in the settlement. The vouchers can either be used for services at a Money Mart location or converted to cash in late 2021 (estimated).
What are the Released Persons and the Settled Claims?
Released Persons mean the Defendants (National Money Mart Company, Dollar Financial Group, Inc., Money Mart Spruce Grove Ltd., Money Mart St. Albert Ltd., Money Mart Leduc Ltd.,Noralta Money Mart Ltd., Money Mart Lloydminster Ltd., 1008485 Alberta Ltd., 815028 Alberta Ltd., and 632758 Alberta Ltd.), their respective predecessors, successors, parents, subsidiaries, affiliates, heirs, executors, administrators, assigns, officers, directors, shareholders, employees, attorneys, agents and representatives, and all others who received any benefit, direct or indirect, (including interest, fees, and any money or other property or thing in law, equity, statutory or otherwise) in connection with an Eligible Fast Cash Advance Transaction.
Settled Claims mean any claim, liability, right, demand, suit, matter, obligation, damage, loss or cost, action or cause of action of every nature and description, in law or in equity, that the Class Members have, had or may have up to and including the end of the Settlement Period, including assigned claims, whether known or unknown, accrued or which may hereafter accrue, asserted or unasserted, latent or patent, that is, has been or could have been asserted by the Class Members in the Actions against any of the Released Persons arising from or in any way related to the Common Issues and/or the facts and allegations asserted in the Actions. Without limiting the generality of the foregoing, Settled Claims shall include any claims for a breach or violation of s. 347 of the Criminal Code, for an injunction, for damages for conspiracy, punitive damages, interest and costs, and any claims for a breach or violation of any federal or provincial statute, case law, common law, other law, equity, regulation or ordinance; any claims for breach of any duty imposed by law, by contract, or otherwise; any claims based on negligence, reliance, breach of express or implied warranty, conspiracy, deceptive or unconscionable acts or practices, breach of statutory duty, consumer fraud, negligent misrepresentation or omission, reckless misrepresentation or omission or intentional misrepresentation or omission; any claims for recovery of, or an interest in, any money or other property or thing; and any claims for penalties, arising from or in any way related to the common issues and/or the facts and allegations asserted in the Actions. Excepted always from this definition are any claims arising out of the Settlement Approval Order and the Agreement and the failure of the Defendants to comply with their obligations particularized in the Settlement Approval Order and the Agreement.
Do I have a lawyer in this case?
The law firms of Bennett Mounteer LLP and Cuming & Gillespie were appointed by the Alberta Court of Queen's Bench and the Manitoba Court of Queen's Bench to represent class members.
How will the lawyers be paid?
The lawyers have already been paid from the settlement amounts.
How do I get out of the settlement?
If you do not want to participate you can either do nothing or file an opt-out form. This form is located in the Court Documents section.
If I do not opt myself out of the settlement, can I sue Money Mart or the Released Parties for the same legal claims later?
No. Unless you exclude yourself, you are giving up the right to sue Money Mart and the Released Parties for the claims that this settlement resolves. You must exclude yourself from this Settlement Class to start or continue with your own lawsuit against Money Mart or any of the Released Parties.
What happens if I do nothing at all?
If you are Settlement Class Member and you do nothing, you will give up both your right to participate in the settlement, including your right to start a lawsuit, continue with a lawsuit, or be part of any other lawsuit against Money Mart and the Released Parties about the legal issues resolved by this settlement. However, you may still be entitled to debt reduction.
What if I have a question not covered above?
If you have a question not covered above, you can email us at claims@moneymartclassaction.ca, message us on twitter or facebook (links above), or call us at 1-800-639-0225.
What is the lawsuit about?
How do I know if I am part of the Settlement?
Why am I getting a voucher?
These Vouchers effectively function like a post-dated cheque, but with the right to use the value of the cheque for services until it may be cashed. The cash payments to Class members were deferred to enable a higher Settlement Amount than would have been available had the cash payment to Class members under the settlement been immediate.
How much am I going to get?
I made an error on my claim form, what should I do?
Resubmit a new claim, we will use which ever was submitted last.
I do not have any of my loan documents or cannot remember if I borrowed in the class period?
No problem, we will be using Money Mart's electronic records to determine class member's entitlements. You do not need to have any loan documents.
Is this a scam?
No. You will find a link to this website on Money Mart's website.
What outstanding debts are included?
Old Debts means, in respect of each Class Member, any amounts the Class Member owes in relation to his/her Default Transactions 10incurred before 1 May 2011 in Manitoba and before 1 December 2012 in Alberta;
I do not want to be called again.
I am on the National Do Not Call List (DNCL), why are you calling me?
The National Do Not Call List (DNCL) only applies to calls made to consumers for the purpose of solicitation (the act of selling or promoting a product or service or requesting money or equivalent directly or indirectly, for oneself or for another party).
Frequently asked questions
What is a class action?
In a class action, one or more people called Representative Plaintiffs sue on behalf of all other people with similar claims. Together, the people included in the class action are called a Class or Class Members. One court resolves the issues for all Class Members, except for those who exclude themselves from the Class.
Why is there a settlement?
The Court did not decide in favor of the Plaintiff or the Defendants. Instead, both parties agreed to a settlement. This way, they avoid the cost and burden of a trial and the people affected can get benefits.
When would I get my settlement?
Settlement Payments will be mailed to claimants on September 15, 2019. However, this may be delayed if there are problems with the calculation of entitlements or appeals are filed in the settlement.
What are the Released Persons and the Settled Claims?
Released Persons means NFS Defendants, as well as their predecessors, subsidiaries, successors and affiliates and each of its and their respective officers, directors, partners, shareholders, employees, agents, predecessors, affiliates, successors, administrators, liquidators, trustees, executors, heirs, assigns, solicitors and all other professional advisors, (but which, for greater certainty, does not include Real Car Cash Inc., R.C.C. Auto Sales Inc., Pit Stop Loans Inc., Adrian Crimeni, or Marc Crimeni).
Settled Claims means any claims, demands, action, suits or causes of action that have been brought or could have been brought, whether known or unknown, asserted or unasserted, under or pursuant to any statute, regulation, common law or equity, arising from the NFS Class Loans.
Do I have a lawyer in this case?
Bennett Mounteer LLP was appointed by the British Columbia Supreme Court to represent class members.
How will the lawyers be paid?
The lawyers have already been paid from the settlement amounts.
How do I get out of the settlement?
If you do not want to participate you can either do nothing or file an opt-out form. This form is located in the Court Documents section.
If I do not opt myself out of the settlement, can I sue the Defendants or the Released Parties for the same legal claims later?
No. Unless you exclude yourself, you are giving up the right to sue the Defendants and the Released Parties for the claims that this settlement resolves. You must exclude yourself from this Settlement Class to start or continue with your own lawsuit against the Defendants or any of the Released Parties.
What happens if I do nothing at all?
If you are Settlement Class Member and you do nothing, you will give up both your right to participate in the settlement, including your right to start a lawsuit, continue with a lawsuit, or be part of any other lawsuit against the NFS Defendants and the Released Parties about the legal issues resolved by this settlement.
What if I have a question not covered above?
If you have a question not covered above, you can email us at sc@hbmlaw.com, or call us at (604) 639-3680.
What is the lawsuit about?
How do I know if I am part of the Settlement?
How much am I going to get?
I made an error on my claim form, what should I do?
Resubmit a new claim, we will use which ever was submitted last.
I do not have any of my loan documents or cannot remember if I borrowed in the class period?
No problem, we will be using the Defendant's records to determine class member's entitlements. You do not need to have any loan documents.